Greetings.  We hope this note finds you safe. We all know returns in the 1st quarter of this year were brutal.  A solid start to

Hello.  We hope & trust your family is safe during these crazy times.   Today we want to take a few minutes and imagine “What

Hello.  We hope everyone is staying safe & healthy throughout this historic mess of a situation, to put it mildly.  There are a LOT of

Greetings. We thought we would touch base again, in light of the carnage in the financial markets and on the news.  First, we should acknowledge

Good morning. As most of you know concerns about the coronavirus have led to a sharp correction in global financial markets.  Whether this virus is

Greetings and a Happy Early Spring. This is our first market note of 2020.  The last several months have been extraordinarily calm in the markets

Hello & Happy Fall. We trust this short note finds you well. 2019 has been an interesting year with the bulk of the market gains

Hello and a belated Happy Labor Day. Six weeks ago, as the major indexes were hitting all-time highs, we sent out a note relative to

Greetings & Happy Summer Here in central Indiana it felt like it rained every day this Spring and then, suddenly, July brought a heat index

Greetings & Happy Spring. We hope this brief note finds you well and looking forward to summer. So far 2019 has been very kind to

Greetings & Happy February. As this is written it is Super Bowl Sunday. It is also sunny and 60 degrees outside. Rewind four days and we were in