Presidential Election, 2024
Hello & Happy Fall. We trust this note finds you well but perhaps anxiously awaiting the Presidential election results in (hopefully) roughly three weeks from now. If you’re not anxious – even better. However, based on many of our conversations of late, there is definitely a lot of concern out there. And there should be […]
Beyond the Noise: Optimism in 2024?
Greetings & an early Happy March Madness. It has been a while since we shared our thoughts on the markets so, all things considered, we felt it was time to reach out. Our last note was in the middle of the ‘Regional Bank Crisis’ last March as several banks were melting down, for various reasons. […]
2024 Milestones Letter
We hope this letter finds you well after a happy holiday season. As we close the books on 2023, we are sending our annual milestones newsletter, highlighting contribution limits and age milestones which may present planning opportunities for 2024. We realize there is a LOT of information below. Not everything will be relevant to each […]
Bank Failures
Good morning & Happy (early) Spring. Over the last week, seemingly out of nowhere, we had three bank failures here in the U.S. And, based on calls, emails, texts over the last few days, we felt we should send out a brief note to help explain what is going on. Silvergate Capital (Symbol: […]
2023 Milestones Letter
We hope this letter finds you well as you prepare for the holidays. As we close the books on 2022, we are sending our annual year-end newsletter, highlighting contribution limits and age milestones which may present planning opportunities for 2023. We realize there is a LOT of information below. Not everything will be relevant to […]
Uncertainty Reigns
Greetings & Happy Fall. We trust this note finds you well but likely growing weary of news on the economic front. It seems no matter where you look there is never-ending ‘recession talk’, inflation, doom & gloom, etc. Meanwhile, construction is ever-present, banks are lending, unemployment remains low, and most businesses are doing well. […]
Nowhere to Hide
Greetings & Happy Spring. We trust this note finds you well. In late January we sent out a note (Hello Volatility) discussing the financial markets going through a rough January and the Federal Reserve navigating this economy with 40-year high inflation. As we take inventory of the global markets three months later, the trends of […]
Optimism?
Good Morning & Happy Snow. To say it’s been an interesting January in the markets is an understatement. We opened the year with the worst week in the history of the bond market. The good news is the bond market has calmed down since then and has been mostly flat. However, thru last Tuesday, January […]
2022: Hello Volatility
Hello and a late Happy New Year. It has been quite a while since we have communicated our thoughts/concerns on the markets. The reasons for that are fairly simple. First, there is plenty of irrelevant ‘noise’ out there in the media, so we never want to fall into that category. Second, since the onset of […]
Milestones 2022
As we close the books on 2021, we wanted to outline several contribution limits and age milestones which will present potential planning opportunities for 2022: Common Contribution Limits Traditional & Roth IRA’s – staying at $6,000/yr; catch up contribution of $1,000/yr for those age 50 and older For the Roth IRA, you can […]