Investment Management
Clear and concise solutions for your personal and business goals.
Personal
Investment Management
Core Investment Principles
Markets are Efficient – focus on what you can control
Passive Investing – lower expenses & reduce taxes
True Diversification – own capitalism globally/11,000+ stocks
Asset Allocation – reduce risk via exposure to fixed income
Embrace Volatility – understand market psychology
Core Portfolio Philosophy
Stocks Outperform Bonds – equity market premium
Value Outperforms Growth – value premium
Small Companies Outperform Large Companies – size premium
Earnings Matter – profitability premium
Relative Strength – price momentum premium
Short-Term Higher Quality Bonds – lower volatility
Business
Investment Management
At LJI Wealth Management, we believe in an unbiased, solutions-based approach for small businesses. We assist in evaluating potential plan options including, but not limited to, Simple IRA’s, SEP IRA’s, 401(k)’s, Profit Sharing and Cash Balance Plans.
Participant Experience
- Portfolio Models
- Financial Wellness Programs
- One On One Meetings
- Goals-Based Planning
- Comprehensive Financial Planning
Plan Sponsor Experience
- Plan Design Consultation
- Plan Benchmarking / Evaluation of Service Providers
- Investment Policy Statements
- Industry Trends & Regulations
- Fiduciary Training